Citizens bank International Ltd.
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Citizens Bank Online Banking
Third AGM Minute
Gautam appointed Chairman of Citizens Bank
The Board of Directors of Citizens Bank International, Ltd is proud to announce ... ::Read more 
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Manager of the Year 2009
Citizens Bank International Ltd CEO Mr Rajan Singh Bhandari has been hono ... ::Read more 
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Forex

Currency

Buying

Selling

USD
73.61
74.95
EURO
95.75
98.43
GBP
114.92
118.00
JPY
8.21
8.64
::More 
 
 
Interest Rates
Citizens Savings (NPR)
4.50%
Citizens Special Savings
< NPR 50,000.00  
NIL
≥ NPR 50,000.00 & < 1,000,000.00  
4.50%
≥ NPR 1,000,000.00 & < 2,500,000.00
4.75%
≥ NPR 2,500,000.00 & < 5,000,000.00
5.00%
≥ NPR 5,000,000.00
5.25%
Citizens Fixed Deposit (NPR)
 Upto 7 days
2.00%
8 days to 15 days
3.00%
16 days to 30 days
3.75%
31 days to 60 days
4.00%
61 days to 3 months
4.25%
More than 3 months upto 6 months
4.50%
More than 6 months upto 12 months
4.75%
More than 12 months upto 18 months
5.00%
More than 18 months upto 24 months
5.25%
More than 24 months upto 30 months
5.50%
Above 30 months
5.75%
Citizens Call Deposit
4.00%-4.50%
Citizens Dollar Savings
 
3.00%
Citizens Euro Savings
 
2.50%
Citizens Dollar Fixed Deposit
 
Available on request
   
Term Loan
     
Corporate/Multinationals
9.00%
10.00%
Industry
9.50%
10.50%
Others
11.00%
12.00%
Overdraft
     
 
Corporate/Multinationals
9.00%
10.50%
 
Industry
9.50%
11.00%
 
Trading / Others
10.00%
12.00%
Working Capital Loan/Short Term Loan
     
 
Corporate/Multinationals
8.50%
10.00%
 
Industry
9.00%
10.50%
 
Trading/others
9.50%
11.50%
Trust Receipt Loan
Corporate/Multinationals
6.50% (90 days), 6.75% (120 days), 7.00% (150 days), 7.25% (180 days)
 
Industry
8.25% (90 days), 8.50% (120 days), 9.00% (150 days), 9.50% (180 days)
 
Trade/ Others
8.50% (90days), 9.00% (120 days), 9.50% (150 days)
Export Finance
 
8.50%
Payment Against Document (Forced Loan)
For first 10 days, interest same as applicable TR rate, thereafter, TR rate plus 3.00%
Other Loan
11.00%
 
Citizens Equipment Loan
9.50%
Citizens Home Loan
Upto 5 years
8.00%
Upto 10 years
8.50%
 
Upto 15 years
9.00%
 
Upto 20 years
10.00%
 
Upto 25 years
10.50%
Citizens Auto Loan
   
 
New Private
7.00%-7.50%
 
New Commercial
9.00%-10.00%
 
Used Private
8.00%-9.00%
 
Used Commercial
9.00%-10.00%
Citizens Education Loan
   
 
Upto 4 years
10.00%
 
Upto 8 years
10.50%
Citizens Mortgage Loan
 
9.50%
Citizens Margin Lending
 
9.00%-10.00%
Loan against Bank Guarantee
 
8.00%
Loan against Government Bond.
 
7.50%
Loan against Citizens Fixed Deposit Receipt
+2.00% or 7.50%, whichever is higher
Loan against Fixed Deposit Receipt of Other Banks
+2.00% or 8.50%, whichever is higher
Consortium Financing
As per consortium decision
PENAL INTEREST
 
Penal Interest of not less than 3.00% p.a. or as mentioned in specific product papers is to be leived on overdue loans.