S. No |
Deposits |
PRIME |
OTHERS |
1 |
Citizens Savings (NPR) |
|
3.50% |
2 |
Citizens Rastra Sewak Savings (NPR) |
|
4.00% |
3 |
Citizens Bidhyarthi Bachat (NPR) |
|
3.50% |
4 |
Citizens Zero Balance Savings (NPR) |
|
3.00% |
5 |
Citizens Mahila Bachat (NPR) |
|
6.00% |
6 |
Citizens Muna Bachat (NPR) |
|
4.50% |
7 |
Citizens Matribhumi Bachat (NPR) |
|
3.50% |
8 |
Senior Citizens Savings (NPR) |
|
6.00% |
9 |
Citizens Special Savings (NPR)* |
|
6.00% |
10 |
Citizens Sharedhani Bachat(NPR) |
|
6.00% |
11 |
Citizens Super Savings Account(NPR) |
|
8.00% |
12 |
Citizens Recurring Deposit |
|
|
|
3 years |
|
7.00% |
|
5 years |
|
7.25% |
|
7 years |
|
7.50% |
13 |
Citizens Fixed Deposit (NPR)
(For Individual) |
|
|
|
Upto 6 months |
|
8.00% |
|
More than 6 months |
|
10.00% |
|
12 Months or Above |
|
11.00% |
14 |
Citizens Fixed Deposit (NPR)
(For Institutions) |
|
Negotiable |
15 |
Citizens Call Deposit (NPR) |
|
Negotiable |
16 |
Citizens Savings Account(FCY) |
|
|
|
GBP |
|
0.50% |
|
EURO |
|
0.50% |
|
USD |
|
0.50% |
17 |
Citizens Call Deposit(FCY) |
|
|
|
GBP |
|
0.25% |
|
EURO |
|
0.25% |
|
USD |
|
0.25% |
18 |
Citizens Dollar Fixed Deposit |
Available on request |
S. No |
Types of Loan |
|
Corporate Loan |
PRIME |
OTHERS |
1 |
Term Loan |
|
|
|
Corporate/Multinationals |
12.50% |
13.50% |
|
Industry |
13.00% |
14.00% |
|
Others |
13.50% |
14.50% |
2 |
Overdraft |
|
|
|
Corporate/Multinationals |
12.00% |
13.00% |
|
Industry |
12.50% |
13.50% |
|
Trading / Others |
13.00% |
15.00% |
3 |
Working Capital Loan/Short Term Loan |
|
|
|
Corporate/Multinationals |
12.00% |
13.50% |
|
Industry |
12.50% |
14.00% |
|
Trading/others |
13.50% |
15.50% |
4 |
Trust Receipt Loan (For 90 Days) |
|
|
|
Corporate/Multinationals |
10.00% - 11.00% |
|
Industry |
10.50% - 12.50% |
|
Trade/ Others |
11.00% - 13.00% |
5 |
Export Finance |
11.00% - 13.00% |
6 |
Other Loan |
15.00% - 17.00% |
|
Consumer Loan and other Products |
For all Customers |
7 |
Citizens Equipment Loan |
13.00% - 14.00% |
8 |
Citizens Home Loan |
|
|
Upto 5 years |
12.00% - 15.00% |
|
Upto 10 years |
|
Upto 15 years |
|
Uptp 20 years |
|
Upto 25 years |
9 |
Citizens Auto Loan |
|
|
New Private |
12.00% - 14.50% |
|
Used Private |
|
New Commercial |
|
Used Commercial |
10 |
Citizens Education Loan |
|
|
Upto 4 years |
13.00% - 14.00% |
|
Upto 8 years |
11 |
Citizens Mortgage Loan |
13.00% - 14.00% |
12 |
Citizens Mortgaged OD (Personal OD) |
14.00% - 15.00% |
13 |
Cirizens SME Loan |
|
|
Term Loan |
12.50% - 14.00% |
|
Overdraft |
13.00% - 14.50% |
14 |
Citizens Margin Lending |
14.00% - 16.00% |
15 |
Loan against first class Bank Guarantee |
12.00% - 13.00% |
16 |
Loan against Government Bond. |
+2% Over coupan rate or 12.00% p.a. whichever is higher |
17 |
Loan against Citizens Fixed Deposit Receipt |
+2% over the interest rate of Fixed Deposit |
18 |
NPR Loan against Dollar Fixed Deposit Receipt |
+2% over the interest rate of Fixed Deposit or 9.00% whichever higher |
19 |
Loan against Fixed Deposit Receipt of Other Banks |
+2% over coupan rate or 12.00% p.a. whichever is higher |
20 |
Consortium Financing |
As per consortium decision |
